Payment Strategies

Payment Strategies supports the Federal Reserve's financial services mission to ensure that the retail payment system evolves with integrity and accessibility by serving as a change agent for retail payments. Payment Strategies plays a lead role in the Federal Reserve System and the payments industry to support new and emerging payment methods and participation in the development of related standards. Payment Strategies leads the Mobile Payments Industry Workgroup (MPIW), a collaborative effort among mobile payments industry stakeholders to resolve shared issues and eliminate barriers to commercial adoption of mobile payments at the point-of-sale.

Everyday Mobile

February 2016
Mobilizing Consumers to Shop
by Elisa Tavilla

October 2015
A Case Study in Mobile: Paving the Way for Mobile Payments in Thailand PDF
by Elisa Tavilla

November 2014
Tapping and Zapping Our Way through Boston
by Elisa Tavilla

July 2014
3Qs on International Mobile Standards
The Boston Fed plays a leading role in international mobile standards development for Fed System.

February 2014
Mobile Momentum
by Tina Alva
Five colleagues share their perspectives
on mobile payments..

Latest Publications

May 2016
Commuting Gets a Little Easier with Transit Mobile Payments
by Elisa Tavilla, Federal Reserve Bank of Boston, Payment Strategies

May 2016
Understanding the Role of Host Card Emulation in Mobile Wallets
by Susan Pandy and Marianne Crowe, Federal Reserve Bank of Boston, Payment Strategies and Brian Russell, Giesecke & Devrient

February 2016
Mitigating Fraud Risk in the Card Not Present Environment
by Susan Pandy, Federal Reserve Bank of Boston

August 2015
Mobile Banking and Mobile Payment Practices of U.S. Financial Institutions: Results from 2014 Survey of FIs in Five Federal Reserve Districts
by Marianne Crowe and Elisa Tavilla, Federal Reserve Bank of Boston and Breffni McGuire, BMCG Consulting

July 2015
Current Perspectives on the Mobile Wallet Evolution
Mobile Payments Industry Workgroup (MPIW) April 9–10, 2015 Meeting Report
by Susan Pandy

June 2015
Is Payments Tokenization Ready for Primetime? Perspectives from Industry Stakeholders on the Tokenization Landscape
by Marianne Crowe Susan Pandy, David Lott, and Steve Mott

May 2015
Mobile Banking in New England is Mainstream: 2014 Mobile Banking and Payments Survey of Financial Institutions in the First District – Summary of Results
by Marianne Crowe, Elisa Tavilla, and Breffni McGuire

March 2015
Industry Perspectives on Mobile/Digital Wallets and Channel Convergence
Mobile Payments Industry Workgroup (MPIW) December 3-4, 2014 Meeting Report
by Elisa Tavilla