communities and banking

Low- and moderate-income issues in New England

Complete Issue pdf

Spring 2015


Immigration to Manchester, New Hampshire

by Sally Ward
University of New Hampshire
Call to Action: Trato Justo Immigrant Financial Futures
by Betsy Cavendish and
Annette LoVoi
Appleseed
Walkable and Affordable Communities
by Scott Bricker
America Walks

Letter from the Editor

Immigration to Manchester, New Hampshire
by Sally Ward, University of New Hampshire
Immigration, historically important for Manchester's economy, today means a younger, more diverse population, with the attendant opportunities and challenges.

Call to Action: Trato Justo Immigrant Financial Futures
by Betsy Cavendish and Annette LoVoi, Appleseed
Low-income immigrants who become integrated into the financial system build assets for themselves and become loyal customers for financial institutions.

Walkable and Affordable Communities
by Scott Bricker, America Walks
Lower transportation costs, improved health, and other societal benefits can offset lowered affordability in communities where improved walkability has raised housing values.

Big Data, Small Buildings
by Kennedy Smith Community Land,
Use + Economics Group

The National Trust for Historic Preservation has tapped into big data to explore the relationship between urban livability and clusters of smaller, older, dense buildings.

Measuring the Outcomes of Maine's College
Graduates

by Paul Leparulo, State of Maine
A new data system measures how many Maine postsecondary grads have found jobs in the state—and what they are being paid.

Mapping New England: Education Levels of
Recent Immigrants
by Kseniya Benderskaya, Federal Reserve Bank of Boston
Foreign-born individuals who arrived in America after January 1, 2010,
are more likely to have higher levels of educational attainment than those
who entered between 2000 and 2009.

Viewpoint: Reconsidering the Need for
Personal Loans
by Andy Posner, Capital Good Fund
Low-income consumers lack access to equitable loans, so nonprofits need to fill the gap.

Cities Visiting Other Cities: A Revitalization Tool
by Bennett Gray Wilson
City-to-city visits can energize urban initiatives, but more study is needed to understand the precise role of past trips in apparent outcomes.

Community Health Centers in Low-Income
Communities

by Tom Manning
Community Health Centers—specifically, Federally Qualified Health Centers—offer low-income communities high-quality preventive care and reduce avoidable hospital stays.