communities and banking

Low- and moderate-income issues in New England

Communities and Banking, Spring 2014Current Issue
Spring 2014

Complete Issue pdf


Letter from the Editor

Moving to Self-Sufficiency
by Sherry Riva, Compass Working Capital
A revitalized Family Self-Sufficiency program helps families in subsidized housing increase their earnings, build assets, reduce reliance on public assistance, and become financially secure.

Viewpoint: The Self-Sufficiency Challenge
by Erin Graves, Federal Reserve Bank of Boston
Housing programs to help people in poverty have myriad benefits, but don't expect them to accomplish what historically only large-scale structural changes have accomplished.

Mapping New England: Distance to Closest
SNAP (Food Stamp) Outlet

by Kaili Mauricio, Federal Reserve Bank of Boston
Every New England state has at least one census tract more than six miles from the closest place to buy food with food stamps. In Maine alone 19,000-plus SNAP beneficiaries travel six miles to the closest outlet.

The Scourge of Dropping Out
by Victoria Fahlberg
Keeping truants in school requires broad collaboration—and a willingness on the part of all concerned to ask, Am I part of the problem?

Making Smarter Decisions about Higher Education
by Stephanie Owen and Isabel Sawhill, Brookings Institution
Decisions about higher education are among the most important that young people make, but many students need better information if they are to match their choices to their aspirations.

Debt-Buyer Lawsuits and Inaccurate Data
by Peter A. Holland, University of Maryland School of Law
Advocates for lower-income families need to be aware that many debt buyers are suing the wrong people, and for the wrong amounts.

Business Loans to Low-Income Entrepreneurs
by Martin Hahn, Community Capital of Vermont
Nonprofit lenders are removing the barriers to loan capital for lower-income entrepreneurs who are starting or growing businesses.

Collaborating to Revitalize Human and Wildlife Communities Along the Penobscot
by John Banks, Penobscot Indian Nation, and Laura Rose Day, Penobscot River Restoration Trust
Unlikely partners join forces to restore depleted sea-run fisheries while maintaining hydropower on New England's second-largest river.

Resident-Owned Mobile-Home Parks in Maine
by Jane Irish, Genesis Community Loan Fund
Helping owners of manufactured housing become owners of the land, too, can be challenging, and collaborations are essential.



Articles may be reprinted if Communities & Banking and the author are credited and the following disclaimer is used: "The views expressed are not necessarily those of the Federal Reserve Bank of Boston or the Federal Reserve System. Information about organizations and upcoming events is strictly informational and not an endorsement."