Consumer Topics: Loans & Credit Cards

Choosing a Credit Card
http://www.federalreserve.gov/pubs/shop/default.htm

Consumer Handbook to Credit Protection Laws
http://www.federalreserve.gov/pubs/consumerhdbk/

Credit Guide
http://www.philadelphiafed.org/consumers/consumerresources.html

Credit and Charge Cards: What Consumers Should Know About the Cost and Terms of Credit
http://www.frbsf.org/publications/consumer/cards.html  

How to Establish, Use, and Protect Your Credit
http://www.frbsf.org/publications/consumer/credit.html

Make Time to Understand Your Credit Score’s Impact
http://www.massconsumers.org/AngiesList/index.html

Your Credit Report: What It Says About You
http://www.frbsf.org/publications/consumer/creditreport.html

SHOP: The Credit Card You Pick Can Save You Money
http://www.frbsf.org/publications/consumer/shop.pdf

Your Credit Rights: How the Law Protects You
http://www.frbsf.org/publications/consumer/creditrights.html

The Credit Process: A Guide for Small Business Owners
http://www.newyorkfed.org/education/addpub/credit.html

Access to Credit: A Guide for Lenders and Women Owners of Small Businesses
http://www.chicagofed.org/community_development/files/
access_to_credit_a_guide_for_lenders_and_women_owners.pdf

Use of Alternative Credit Data Offers Promise, Raises Issues
http://www.bos.frb.org/commdev/necd/2005/q3/credit.pdf

Did You Know You No Longer Have to Call All 3 Credit Bureaus to Order Your Free Credit Reports?
http://www.bos.frb.org/consumer/didyouknow/creditbureau.htm

Did You Know You Can Opt Out of Credit Card Solicitations?
http://www.bos.frb.org/consumer/didyouknow/optout.htm

Putting Your Home on the Line is Risky Business
http://www.federalreserve.gov/pubs/riskyhomeloans/default.htm
ESPAÑOL: Utilizar Su Hogar Como Garantía para un Préstamo Es Arriesgado
http://www.federalreserve.gov/pubs/riskyhomeloans/riskyspanish.htm

Closing the Gap: A Guide to Equal Opportunity Lending
http://www.bos.frb.org/commdev/commaff/closingt.pdf

What You Should Know About Home Equity Lines of Credit
http://www.federalreserve.gov/pubs/equity/equity_english.htm
ESPAÑOL: Lo Que Usted Debería Saber sobre las Líneas de Crédito con Garantía Hipotecaria 
http://www.federalreserve.gov/pubs/equity/equity_spanish.htm

Home Mortgages: Understanding the Process and Your Rights to Fair Lending
http://www.federalreserve.gov/pubs/mortgage/morbro.htm

Home Equity Credit Lines
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea02.shtm

Shopping for a Home Equity Loan?
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt088.shtm

Home Equity Loans: The Three-Day Cancellation Rule
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt037.shtm

Home Equity Loans: Borrowers Beware!
http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea11.shtm

 

Related Links

Credit Card Disclosures, Solicitations, and Privacy Notices: Survey Results of Consumer Knowledge and Behavior
The Federal Reserve Board recently published a survey that was undertaken to assess consumer's knowledge of, familiarity with, and attitudes about credit card disclosures, solicitations and privacy notices received from their banks.
http://www.federalreserve.gov/pubs/bulletin/2006/06creditcards.pdf

FTC’s Website on Credit
http://www.ftc.gov/bcp/menus/consumer/credit.shtm

Choosing and Using Credit Cards
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre05.shtm

Ready, Set, Credit
http://www.ftc.gov/opa/1996/11/credit.shtm

Credit and Divorce
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre08.shtm

Consumer Credit Terms Glossary
http://www.chicagofed.org/glossary/
displayresults.cfm?ID=1&desc=Consumers&type=audience

Know Your Score 
http://www.freddiemac.com/corporate/buyown/english/preparing/
credit_and_homeownership/credit_scores.html

Credit Score Quiz
http://www.consumerfed.org/score/index.cfm

Credit Smart
http://freddiemac.com/creditsmart/home.html

Boston Home Center 
The BostonHomeCenter offers information and registration for homebuyer education classes and counseling provided in the City of Boston.
http://www.cityofboston.gov/dnd/hbs/

Don’t Borrow Trouble 
A campaign to educate homeowners about the risks of refinance and home equity mortgages.  Homeowners facing difficulties paying their mortgage can access counseling services. Call 617-635-HOME for more information.
http://www.cityofboston.gov/dnd/hbs/C_Dont_Borrow_Trouble.asp

Soft Second Mortgage Program
The Soft Second Loan Program makes affordable homeownership possible.
http://www.cityofboston.gov/dnd/hbs/C_Soft_Second.asp