Consumer Topics: Loans & Credit Cards

Choosing a Credit Card

Consumer Handbook to Credit Protection Laws

Credit Guide

Credit and Charge Cards: What Consumers Should Know About the Cost and Terms of Credit  

How to Establish, Use, and Protect Your Credit

Make Time to Understand Your Credit Score’s Impact

Your Credit Report: What It Says About You

SHOP: The Credit Card You Pick Can Save You Money

Your Credit Rights: How the Law Protects You

The Credit Process: A Guide for Small Business Owners

Access to Credit: A Guide for Lenders and Women Owners of Small Businesses

Use of Alternative Credit Data Offers Promise, Raises Issues

Did You Know You No Longer Have to Call All 3 Credit Bureaus to Order Your Free Credit Reports?

Did You Know You Can Opt Out of Credit Card Solicitations?

Putting Your Home on the Line is Risky Business
ESPAÑOL: Utilizar Su Hogar Como Garantía para un Préstamo Es Arriesgado

Closing the Gap: A Guide to Equal Opportunity Lending

What You Should Know About Home Equity Lines of Credit
ESPAÑOL: Lo Que Usted Debería Saber sobre las Líneas de Crédito con Garantía Hipotecaria

Home Mortgages: Understanding the Process and Your Rights to Fair Lending

Home Equity Credit Lines

Shopping for a Home Equity Loan?

Home Equity Loans: The Three-Day Cancellation Rule

Home Equity Loans: Borrowers Beware!


Related Links

Credit Card Disclosures, Solicitations, and Privacy Notices: Survey Results of Consumer Knowledge and Behavior
The Federal Reserve Board recently published a survey that was undertaken to assess consumer's knowledge of, familiarity with, and attitudes about credit card disclosures, solicitations and privacy notices received from their banks.

FTC’s Website on Credit

Choosing and Using Credit Cards

Ready, Set, Credit

Credit and Divorce

Consumer Credit Terms Glossary

Know Your Score

Credit Score Quiz

Credit Smart

Boston Home Center 
The BostonHomeCenter offers information and registration for homebuyer education classes and counseling provided in the City of Boston.

Don’t Borrow Trouble 
A campaign to educate homeowners about the risks of refinance and home equity mortgages.  Homeowners facing difficulties paying their mortgage can access counseling services. Call 617-635-HOME for more information.

Soft Second Mortgage Program
The Soft Second Loan Program makes affordable homeownership possible.