Consumer Topics: Personal Banking

Know Your Depository Institution
http://www.phil.frb.org/consumers/knowyourinstitution.html

What You Should Know About Your Checks
http://www.federalreserve.gov/pubs/check21/shouldknow.htm
ESPAÑOL: Lo Que Usted Debería Saber sobre Sus Cheques
http://www.federalreserve.gov/pubs/check21/shouldknow_sp.htm

Seller Beware. Cashier's Checks Not Always As Good As Cash
http://www.gcglaw.com/resources/financial/cashiers.html

Protecting Yourself from Overdraft and Bounced-Check Fees
http://www.federalreserve.gov/pubs/bounce/default.htm
ESPAÑOL: Protéjase de los Cargos por Cheques Rebotados y Sobregiros
http://www.federalreserve.gov/pubs/bounce/bouncespanish.htm

How and Why Do Consumers Choose Their Payment Methods?
http://www.bos.frb.org/news/conf/payments2005/schreft.pdf

Who’s Afraid of the Cashless Society? Belgian Survey Evidence
http://www.bos.frb.org/news/conf/payments2005/vanhove.pdf

Debit or Credit?
http://www.bos.frb.org/news/conf/payments2005/zinman.pdf

The Determinants of Consumers’ Adoption of Internet Banking
http://www.bos.frb.org/news/conf/payments2005/yilmazer.pdf

Electronic Fund Transfer: Outline of Regulation E
http://www.bos.frb.org/consumer/conf/ncpw/2005/regulation_e.pdf

Electronic Fund Transfer
http://www.fms.treas.gov/eft/

Frequently Asked Questions About Direct Payment
http://www.phil.frb.org/consumers/faq.html

Electronic Payments
http://www.philadelphiafed.org/consumers/consumercredit.html

Deposit Insurance: Are My Deposits Insured?
http://www.fdic.gov/deposit/deposits/index.html

Purchase Options for Consumers
Review the advantages and disadvantages of different kinds of payments.
http://www.chicagofed.org/consumer_information/
purchase_options_for_consumers.cfm 

What Every Savvy Consumer Needs to Know About Debit Cards
http://www.pueblo.gsa.gov/cic_text/money/debit-card-savvy/wave.html

 

Related Links

Information About Check 21
http://www.federalreserve.gov/paymentsystems/truncation/default.htm

Consumer Guide to Check 21 and Substitute Checks
http://www.federalreserve.gov/pubs/check21/consumer_guide.htm
ESPAÑOL: Guía del Consumidor sobre Check 21 y Cheques Sustitutos
http://www.federalreserve.gov/pubs/check21/consumer_guide_sp.htm

Directdeposit.org
http://www.directdeposit.org/

Electronic Federal Tax Payment System 
http://www.minneapolisfed.org/community_education/consumer/resources/eftps.cfm

Stay Connected