Consumer Payments Research Center
Contributing to informed public policy for payments systems
The Consumer Payments Research Center conducts survey, econometric and theoretical research to contribute to public policy that maximizes the welfare of all members of the economy.
Why Don't Most Merchants Use Price Discounts to Steer Consumer Payment Choice
The cost of administering pricing that varies by payment instrument may exceed the potential reduction in merchants’ card costs.
If Costs Change, How Would Consumers React?How might consumers respond if costs of using debit or credit cards were to increase?
Interchange Fees: Gainers and Losers since October 2011Evidence from the Diary of Consumer Payment Choice.
Call for Papers Economics of Payments VII, April 3-4, 2014, for industry, central bank, government and academic economists.
Data Update
- 2009 and prior data available now
- 2010, 2011 data in production
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Research Opportunities
- Apply for the part-time Research Associate position
- Download data
- Apply for our visiting scholar program
- Collaborate with our researchers
- Request other information
Stay Connected
CPRC Links
cprc.bos@bos.frb.org
617.973.3049
Payments Resources
