Regional & Community Outreach
Carmen.panacopoulos@bos.frb.org
Biography
Carmen manages Boston Fed relations with financial institutions headquartered in Maine, Massachusetts, New Hampshire, and Vermont. Previously, Carmen held leadership positions in the commercial real estate groups of JP Morgan Chase and RBS Citizens. She's also had management roles at Federal Home Loan Bank of Boston and MassHousing. Carmen graduated from North Adams State College, has a master's in business administration from Simmons College, earned executive program certificates from MIT and Northeastern University, and has 20+ years' experience in real estate finance and CRA regulation.
Work Experience
Federal Reserve Bank of Boston
Senior Relationship Manager – Financial Institution Relations and Outreach, April 2014-Present
JP Morgan Chase
Vice President, Client Manager – Commercial Term Lending, 2013-2014
RBS Citizens
Vice President, Relationship Manager – Commercial Real Estate Finance, 2005-2013
Federal Home Loan Bank of Boston
Senior Community Investment Manager – New England, 1998–2005
Massachusetts Housing Finance Agency
Senior Asset Management Analyst, 1997-1998
Asset Management Analyst, 1992-1995
Education
Babson College, Wellesley, MA
Executive Leadership and Influence, Certificate, 2015
Simmons School of Management, Boston, MA
Master in Business Administration, 2005
Class Representative, Student Academic Council, 2002- 2005
Northeastern University, Boston, MA
Graduate Certificate Program in Banking and Financial Services, 1998
Massachusetts Institute of Technology, Boston, MA
Center for Real Estate
Executive Property Management Program, 1993
North Adams State College
Bachelor of Science in Business Administration Double major: Finance and Management, 1991
Public Service
Massachusetts Growth Capital Corporation (MGCC) – Board Director 2010-Present
Massachusetts Housing Investment Corporation (MHIC) – Investment Committee Member 2006–2013
Northern New England Housing Investment Fund – Investment Committee Member – 2011-2013
HEARTH, Inc. Board of Overseer – 2009-Present
Massachusetts Community Development Finance Corporation (CDFC) –Board Member 2006-2010
New England College of Finance –Board of Overseers member 2005–2010
Action for Boston Community Development (ABCD) –Advisory Board Hispanic Center 2003-2008
Latino Professional Network (LPN) – Board Member 2002-2003 - Present Member
Hispanic Chamber of Commerce - Present Member
Women’s Institute of Housing and Economic Development/Opening Doors Fundraising Committee 2002
Translation and Interpreter pro-bono consultant services within the Hispanic Community
Rosie’s place, volunteer 2011, 2012, 2013, 2014