Regional & Community Outreach
Carmen.Panacopoulos@bos.frb.org
Biography
Carmen helps lead the development and implementation of the Wealth Solutions Accelerator initiative and manages Boston Fed relations with financial institutions headquartered in New England. Previously, Carmen held leadership positions in the commercial real estate groups of JP Morgan Chase and RBS Citizens. She's also had management roles at Federal Home Loan Bank of Boston and MassHousing.
Carmen graduated from North Adams State College, has a master's in business administration from Simmons College, earned executive program certificates from MIT and Northeastern University, and has 20+ years' experience in real estate finance and CRA regulation. Presently, she sits on the boards of MassHousing and the Massachusetts Growth Capital Corporation.
Work Experience
Federal Reserve Bank of Boston
Senior Relationship Manager – Financial Institution Relations and Outreach, April 2014-2024
JP Morgan Chase
Vice President, Client Manager – Commercial Term Lending, 2013-2014
RBS Citizens
Vice President, Relationship Manager – Commercial Real Estate Finance, 2005-2013
Federal Home Loan Bank of Boston
Senior Community Investment Manager – New England, 1998–2005
Massachusetts Housing Finance Agency
Senior Asset Management Analyst, 1997-1998
Asset Management Analyst, 1992-1995
Education
Babson College, Wellesley, MA
Executive Leadership and Influence, Certificate, 2015
Simmons School of Management, Boston, MA
Master in Business Administration, 2005
Class Representative, Student Academic Council, 2002- 2005
Northeastern University, Boston, MA
Graduate Certificate Program in Banking and Financial Services, 1998
Massachusetts Institute of Technology, Boston, MA
Center for Real Estate
Executive Property Management Program, 1993
North Adams State College
Bachelor of Science in Business Administration Double major: Finance and Management, 1991
Public Service
Amplify LatinX – Recipient, 100 Recognized Leaders in 2024
MassHousing – Board Director, September 2022- Present
Massachusetts Growth Capital Corporation (MGCC) – Board Director, 2010-Present
Community Economic Development Assistance Corporation (CEDAC), June 2021-February 2023
Massachusetts Housing Investment Corporation (MHIC) – Investment Committee Member, 2006–2013
Northern New England Housing Investment Fund – Investment Committee Member, 2011-2013
HEARTH, Inc. Board of Overseers, 2009-Present
Massachusetts Community Development Finance Corporation (CDFC) – Board Member, 2006-2010
New England College of Finance – Board of Overseers, 2005–2010
Action for Boston Community Development (ABCD) – Advisory Board for Hispanic Center, 2003-2008
Latino Professional Network (LPN) – Board Member, 2002-2003
Present Member
Hispanic Chamber of Commerce, Present Member
Women’s Institute of Housing and Economic Development/Opening Doors Fundraising Committee, 2002
Translator and Interpreter, pro-bono consultant services within the Hispanic Community
Rosie’s Place – Volunteer, 2011-2014
Publications
"How Forward-Looking Investors Can Incentivize the Creation of Quality Jobs." Community Development Issue Brief 19-4 (2019).
"Capital and Collaboration: Strengthening Community Investment in Smaller, Postindustrial Cities," with Katie Grace and Robin Hacke. In Communities & Banking, 2016 Series (Fall 2016).
"Bridging Disparities in Small Business Access to Capital," with Lawrence Andrews. In Communities & Banking, 2015 Series (Fall 2015).