Bank Funding Conference: Bank Funding in the Age of Instant Finance 
Hosted by the Federal Reserve Banks of Boston and Dallas
2200 N, Pearl St.
Dallas, TX 75201
On Friday, November 13, 2026, the Federal Reserve Bank of Boston and the Federal Reserve Bank of Dallas will host the third annual bank funding conference. This hybrid event—in person in Dallas and virtual —is a forum for policymakers, academics, bankers and practitioners to debate and discuss how technological change, new forms of money and evolving policy tools are reshaping bank funding and financial stability.
Visit the Dallas Fed's conference webpage for more information, including a link to registration.
Preliminary agenda as of August 26, 2026:
Registration and breakfast
Welcome remarks and opening keynote
Session 1: Intersection of digital assets and bank funding: How will the funding landscape shift?
With the growth of new products both within and outside of the banking system, this session will explore the implications for bank funding mix, composition and cost.
Part 1—Paper session: Stablecoins, tokenized deposits and changing funding landscape
Banks in the Age of Stablecoins: Some Possible Implications for Deposits, Credit, and Financial Intermediation
Jessie Jiaxu Wang, Federal Reserve Board
Banks in the Age of Stablecoins: Lessons from Their Historical Responses to Financial Innovations
Sam Hempel, Federal Reserve Board
Moderator: Kenechukwu Anadu, Federal Reserve Bank of Boston
Part 2—Panel discussion: How are banks considering changes in the funding landscape?
Joe Cox, Oliver Wyman
Scott Frame, Bank Policy Institute
Matt Scurlock, Texas Capital Bank
Moderator: Kenechukwu Anadu, Federal Reserve Bank of Boston
Break
Session 2: Corporate treasury, cash management and the future demand for bank money: What is corporate demand for always-on payments?
This session will explore ways always-on payments may enable corporate treasurers to optimize working capital, streamline vendor relationships or enable data-rich forecasting and explore whether and how non-financial companies are adapting treasury management in the age of continuous banking.
Matt Allen, Walmart
Corey Then, Circle
Moderator: Sam Schulhofer-Wohl, Federal Reserve Bank of Dallas
Lunch
Session 3: Banking in the world of instant, 24/7 payments and settlement: How will it impact bank liquidity?
This session will explore how transformation in the payment, clearing and settlement space—including 24/7 operations, tokenization, instant settlement and improvements to cross-border payments—could impact bank liquidity.
Part 1—Paper session: The implications of 24/7 instant payments for bank liquidity and financial stability
The Effect of Instant Payments on the Banking System: Liquidity Transformation and Risk-Taking
Yiming Ma, Columbia University
Settlement Speed and Financial Stability
Jin-Wook Chang, Federal Reserve Board
Moderator: Melissa Leistra, Federal Reserve Board
Part 2—Panel Discussion: Developments in the payments, clearing, and settlement landscape and the future of bank liquidity
Christian Sabella, DTCC
Bernadette Ksepka, FedNow
Martha Beard, JP Morgan
Moderator: Melissa Leistra, Federal Reserve Board
Break
Session 4: Fraud, resilience and operational risk in real-time finance: Can trust keep pace with speed?
As banks evolve for the next framework of bank funding, this session will explore the integration of legacy systems, infrastructure needs and technology investment decisions, possible partnership models and risk management, and emerging threats in a real-time environment.
Angelena Bradfield, Financial Technology Association
Nick Elledge, Stablecore
Brian Cook, Charles Schwab
Anders Brownworth, Radius
Closing remarks
Reception
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