Jason is Chief Executive Officer of Alloy Labs, where he places a particular focus on leveraging his success in venture capital and startups to develop exponential growth opportunities for our members, especially through our Concept Lab and Alloy Alchemist fund.
He has a long history as an innovator in financial services, creating new business models, and using technology to drive change. He has experience as a founder, venture capitalist, enterprise executive, board member, trusted advisor, and startup mentor.
Jason is a frequent speaker on the intersection of regulation and innovation; leadership in times of change; and the future of fintech. He is also a host of Breaking Banks, the number #1 global fintech radio show and podcast, as well as his own podcast, Fintech5, on Provoke.fm.
He co-founded one of the world's first neo-banks (PerkStreet Financial), paving the way for a new breed of digital-only banks and partnerships between incumbent financial institutions and startups. Jason was previously the head of innovation for First Marblehead where he spearheaded the move beyond lending, launched new products and integrated innovative technologies including the first moves into social media.
Jason is also the creator of FinTEx.org, a not-for-profit expanding the Midwestern fintech cluster, and a global investor & advisor in fintech. He began his Engineering studies at the United States Military Academy at West Point and graduated with an A.B. in Engineering & Material Sciences from Harvard.
Bernadette Ksepka currently serves as vice president and deputy head of product management for the Federal Reserve System's FedNow Service, a real-time clearing and settlement service under development by the Federal Reserve Banks to support instant payments in the United States. She leads FedNow product management activities which include understanding market needs for instant payments, supporting development of the service, establishing industry partnerships, and ensuring financial institution readiness to support adoption and innovation for the service.
Ksepka's tenure with the Federal Reserve System includes achievements during her time as assistant vice president and product management deputy head of the Fedwire Securities Service in the Wholesale Product Office.
Ksepka holds a bachelor's degree in Finance and Economics from Rutgers University and an M.B.A from Seton Hall University.