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2020

The Economy’s Outlook, Challenges, and Way Forward

Eric S. Rosengren, President & Chief Executive Officer

September 30, 2020

The Economy’s Outlook, Challenges, and Way Forward

Eric S. Rosengren, President & Chief Executive Officer

September 23, 2020

The COVID-19 Pandemic, the Economic Outlook, and the Main Street Lending Program

Eric S. Rosengren, President & Chief Executive Officer

August 12, 2020

Prepared Testimony for the Congressional Oversight Commission

Eric S. Rosengren, President & Chief Executive Officer

August 7, 2020

An Update on the Economy and the Main Street Lending Program

Eric S. Rosengren, President & Chief Executive Officer

June 19, 2020

The Main Street Lending Program and Other Federal Reserve Actions

Eric S. Rosengren, President & Chief Executive Officer

May 20, 2020

The Main Street Lending Program and Other Federal Reserve Actions

Eric S. Rosengren, President & Chief Executive Officer

May 19, 2020

Addressing the Economic Effects of the COVID-19 Pandemic

Eric S. Rosengren, President & Chief Executive Officer

April 1, 2020

Observations on Monetary Policy and the Zero Lower Bound

Eric S. Rosengren, President & Chief Executive Officer

March 6, 2020

The Economic Outlook – and Two Risks to the Forecast that are Worth Watching

Eric S. Rosengren, President & Chief Executive Officer

January 13, 2020

2019

Perspectives on the U.S. Economic Outlook

Eric S. Rosengren, President & Chief Executive Officer

December 17, 2019

Financial Stability and Regulatory Policy in a Low Interest Rate Environment

Eric S. Rosengren, President & Chief Executive Officer

November 11, 2019

Exploring Economic Conditions and the Implications for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

October 15, 2019

Exploring Economic Conditions and the Implications for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

October 11, 2019

A House Divided: Geographic Disparities in 21st Century America

Eric S. Rosengren, President & Chief Executive Officer

October 4, 2019

Assessing Economic Conditions and Risks to Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

September 20, 2019

Weighing the Risks to the Economic Outlook

Eric S. Rosengren, President & Chief Executive Officer

September 4, 2019

Weighing the Risks to the Economic Outlook

Eric S. Rosengren, President & Chief Executive Officer

September 3, 2019

Central Bank Independence: What It Is, What It Isn’t – and the Importance of Accountability

Eric S. Rosengren, President & Chief Executive Officer

July 19, 2019

The Macroprudential Implications of the 1990s Japanese Financial Crisis

Eric S. Rosengren, President & Chief Executive Officer

June 21, 2019

Monetary Policy in a Low Inflation and Low Unemployment Economy

Eric S. Rosengren, President & Chief Executive Officer

May 21, 2019

Monetary Policymaking in Today’s Environment: Finding "Policy Space" in a Low-Rate World

Eric S. Rosengren, President & Chief Executive Officer

April 15, 2019

Central Bank Balance Sheets: Misconceptions and Realities

Eric S. Rosengren, President & Chief Executive Officer

March 25, 2019

Risk Management in Monetary Policymaking

Eric S. Rosengren, President & Chief Executive Officer

March 5, 2019

Perspectives on Monetary Policy and Market Volatility

Eric S. Rosengren, President & Chief Executive Officer

January 9, 2019

2018

Exploring Current Economic Conditions and the Implications for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

October 26, 2018

Exploring Current Economic Conditions and the Implications for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

October 1, 2018

Should the Fed Regularly Evaluate its Monetary Policy Framework?

September 14, 2018

Some Unpleasant Stabilization Arithmetic

September 7, 2018

Welcome and Opening Remarks

Eric S. Rosengren, President & Chief Executive Officer

September 6, 2018

Working Cities, Thriving Communities

Eric S. Rosengren, President & Chief Executive Officer

August 8, 2018

Ethics and Economics Making Cyclical Downturns Less Severe

Eric S. Rosengren, President & Chief Executive Officer

June 27, 2018

Monetary, Fiscal, and Financial Stability Policy Tools: Are We Equipped for the Next Recession?

Eric S. Rosengren, President & Chief Executive Officer

April 18, 2018

The U.S. Economy: An Optimistic Outlook, But With Some Important Risks

Eric S. Rosengren, President & Chief Executive Officer

April 13, 2018

Revitalizing New England Cities

Eric S. Rosengren, President & Chief Executive Officer

April 10, 2018

Monetary, Fiscal, and Financial Stability Policy Tools: Are We Equipped for the Next Recession?

Eric S. Rosengren, President & Chief Executive Officer

March 23, 2018

Perspectives on the Economy and Fed Policy: Why Continuing to Remove Monetary Accommodation is Appropriate

Eric S. Rosengren, President & Chief Executive Officer

March 9, 2018

Comments on “A Skeptical View of the Impact of the Fed’s Balance Sheet”

Eric S. Rosengren, President & Chief Executive Officer

February 23, 2018

Considering Alternative Monetary Policy Frameworks: an Inflation Range With an Adjustable Inflation Target

Eric S. Rosengren, President & Chief Executive Officer

January 12, 2018

Reviewing Monetary Policy Frameworks

Eric S. Rosengren, President & Chief Executive Officer

January 8, 2018

2017

Following a Balanced Approach

Eric S. Rosengren, President & Chief Executive Officer

November 15, 2017

Making Monetary Policy: Rules, Benchmarks, Guidelines, and Discretion

Eric S. Rosengren, President & Chief Executive Officer

October 13, 2017

Estimating Key Economic Variables: The Policy Implications

Eric S. Rosengren, President & Chief Executive Officer

October 7, 2017

Trends and Transitory Shocks

Eric S. Rosengren, President & Chief Executive Officer

September 27, 2017

Financial Stability in a Low Interest Rate Environment

Eric S. Rosengren, President & Chief Executive Officer

June 20, 2017

Exploring the Economy’s Recent Progress, and the Implications for Policy

Eric S. Rosengren, President & Chief Executive Officer

May 10, 2017

Trends in Commercial Real Estate

Eric S. Rosengren, President & Chief Executive Officer

May 9, 2017

The Federal Reserve Balance Sheet and Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

April 19, 2017

The Case for Gradual but Regular Monetary Policy Normalization

Eric S. Rosengren, President & Chief Executive Officer

March 29, 2017

Financial Stability: The Role of Real Estate Values

Eric S. Rosengren, President & Chief Executive Officer

March 21, 2017

Monetary Policy as the Economy Approaches the Fed’s Dual Mandate

Eric S. Rosengren, President & Chief Executive Officer

February 15, 2017

Current Economic Conditions and the Implications for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

January 9, 2017

2016

Assessing the Economy’s Recent Progress

Eric S. Rosengren, President & Chief Executive Officer

November 15, 2016

After the Great Recession, a Not-So-Great Recovery

Eric S. Rosengren, President & Chief Executive Officer

October 14, 2016

Exploring the Economy’s Progress and Outlook

Eric S. Rosengren, President & Chief Executive Officer

September 9, 2016

Observations on Financial Stability Concerns for Monetary Policymakers

Eric S. Rosengren, President & Chief Executive Officer

August 31, 2016

Perspectives on Quantitative Easing in the United States

Eric S. Rosengren, President & Chief Executive Officer

June 6, 2016

Exploring the Economy's Progress and Outlook

Eric S. Rosengren, President & Chief Executive Officer

May 12, 2016

Are Financial Markets Too Pessimistic About the Economy?

Eric S. Rosengren, President & Chief Executive Officer

April 18, 2016

Perspectives on Risks – Both Economic and Cyber

Eric S. Rosengren, President & Chief Executive Officer

April 4, 2016

Observations on Defining the Objectives and Goals of Supervision

Eric S. Rosengren, President & Chief Executive Officer

March 18, 2016

Prospects for Returning to More Conventional Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

February 16, 2016

Progress on Addressing 'Too Big To Fail'

Eric S. Rosengren, President & Chief Executive Officer

February 4, 2016

Early Observations on Gradual Monetary Policy Normalization

Eric S. Rosengren, President & Chief Executive Officer

January 13, 2016

2015

Assessing the Economy's Progress

Eric S. Rosengren, President & Chief Executive Officer

November 9, 2015

This Time is Different: Lessons from Past Tightening Cycles

Eric S. Rosengren, President & Chief Executive Officer

September 1, 2015

Economic Uncertainty—The Implications for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

July 10, 2015

One Policymaker's Wait for Better Economic Data

Eric S. Rosengren, President & Chief Executive Officer

June 1, 2015

Changing Economic Relationships: Implications for Monetary Policy and Simple Monetary Policy Rules

Eric S. Rosengren, President & Chief Executive Officer

April 16, 2015

Municipal Strategies for Financial Empowerment

Eric S. Rosengren, President & Chief Executive Officer

March 22, 2015

Lessons from the U.S. Experience with Quantitative Easing

Eric S. Rosengren, President & Chief Executive Officer

February 5, 2015

Cyber Security and Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

January 30, 2015

Monetary Policy Normalization: Graceful Exit or Bumpy Ride?

Eric S. Rosengren, President & Chief Executive Officer

January 8, 2015

Remarks at a Panel Discussion on "Monetary Policy Normalization: Graceful Exit or Bumpy Ride?"

Eric S. Rosengren, President & Chief Executive Officer

January 3, 2015

Credit Availability 20 Years after Peek and Rosengren – Panel Discussion

January 3, 2015

2014

Implications of Low Inflation Rates for Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

November 10, 2014

Short-Term Wholesale Funding Risks

Eric S. Rosengren, President & Chief Executive Officer

November 5, 2014

Can Economic Opportunity Flourish When Communities Do Not?

Eric S. Rosengren, President & Chief Executive Officer

October 18, 2014

Observations on Labor Markets

Eric S. Rosengren, President & Chief Executive Officer

September 5, 2014

Broker-Dealer Finance and Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

August 13, 2014

New Monetary Policy Tools: What Have We Learned?

Eric S. Rosengren, President & Chief Executive Officer

June 9, 2014

Monetary Policy and Forward Guidance

Eric S. Rosengren, President & Chief Executive Officer

April 15, 2014

Labor Market Slack and Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

February 26, 2014

Underutilization in U.S. Labor Markets

Eric S. Rosengren, President & Chief Executive Officer

February 6, 2014

Policymaking with a Diversity of Views

Eric S. Rosengren, President & Chief Executive Officer

January 4, 2014

2013

Simplicity and Complexity in Capital Regulation

Eric S. Rosengren, President & Chief Executive Officer

November 18, 2013

Assessing the Economic Recovery

Eric S. Rosengren, President & Chief Executive Officer

November 4, 2013

Communicating Monetary Policy at the Zero Bound

Eric S. Rosengren, President & Chief Executive Officer

October 11, 2013

The Economic Outlook and Monetary Policymaking

Eric S. Rosengren, President & Chief Executive Officer

October 2, 2013

Money Market Mutual Funds and Stable Funding

Eric S. Rosengren, President & Chief Executive Officer

September 27, 2013

The Economic Outlook and Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

May 29, 2013

Implications of Fiscal Austerity for U.S. Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

May 16, 2013

Risk of Financial Runs – Implications for Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

April 17, 2013

Should Full Employment Be a Mandate for Central Banks?

Eric S. Rosengren, President & Chief Executive Officer

April 12, 2013

Educational Attainment and Economic Outcomes

Eric S. Rosengren, President & Chief Executive Officer

April 5, 2013

Monetary Policy and Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

March 27, 2013

Bank Capital: Lessons from the U.S. Financial Crisis

Eric S. Rosengren, President & Chief Executive Officer

February 25, 2013

Comments on the Paper “Crunch Time: Fiscal Crises and the Role of Monetary Policy”

Eric S. Rosengren, President & Chief Executive Officer

February 22, 2013

The Economic Outlook

Eric S. Rosengren, President & Chief Executive Officer

January 15, 2013

2012

Monetary Policy and the Mortgage Market

Eric S. Rosengren, President & Chief Executive Officer

December 3, 2012

The Economic Outlook and Unconventional Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

November 1, 2012

Strengthening New England's Smaller Cities

Eric S. Rosengren, President & Chief Executive Officer

September 24, 2012

Acting to Avoid a Great Stagnation

Eric S. Rosengren, President & Chief Executive Officer

September 20, 2012

Financial Crises, and the Future of Global and Asian Banking

Eric S. Rosengren, President & Chief Executive Officer

July 9, 2012

Our Financial Structures – Are They Prepared for Financial Instability?

Eric S. Rosengren, President & Chief Executive Officer

June 29, 2012

Remarks for a Panel Discussion of the Global Outlook and Risks

Eric S. Rosengren, President & Chief Executive Officer

June 7, 2012

The Economic Outlook and Its Policy Implications

Eric S. Rosengren, President & Chief Executive Officer

May 30, 2012

Money Market Mutual Funds and Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

April 11, 2012

Avoiding Complacency: The U.S. Economic Outlook, and Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

March 27, 2012

Small Business Funding and the Economic Recovery

Eric S. Rosengren, President & Chief Executive Officer

January 6, 2012

2011

Four Common Misconceptions About the Federal Reserve

Eric S. Rosengren, President & Chief Executive Officer

November 16, 2011

Higher Education and the Economy

Eric S. Rosengren, President & Chief Executive Officer

November 7, 2011

Global Financial Intermediaries: Lessons and Continuing Challenges

Eric S. Rosengren, President & Chief Executive Officer

October 19, 2011

Towards Greater Financial Stability in Short-Term Credit Markets

Eric S. Rosengren, President & Chief Executive Officer

September 29, 2011

Housing and Economic Recovery

Eric S. Rosengren, President & Chief Executive Officer

September 28, 2011

Remarks at a Forum on Opportunities and Challenges Facing New England's Smaller Industrial Cities

Eric S. Rosengren, President & Chief Executive Officer

July 13, 2011

Defining Financial Stability, and Some Policy Implications of Applying the Definition

Eric S. Rosengren, President & Chief Executive Officer

June 3, 2011

A U.S. Perspective on Strengthening Financial Stability

Eric S. Rosengren, President & Chief Executive Officer

May 24, 2011

A Look Inside a Key Economic Debate: How Should Monetary Policy Respond to Price Increases Driven by Supply Shocks?

Eric S. Rosengren, President & Chief Executive Officer

May 4, 2011

The Role of 'Financial Myths' in Financial Crises

Eric S. Rosengren, President & Chief Executive Officer

February 28, 2011

Two Key Questions about the Economic Recovery

Eric S. Rosengren, President & Chief Executive Officer

January 14, 2011

2010

Five Questions About Current Monetary Policy

Eric S. Rosengren, President & Chief Executive Officer

November 17, 2010

Some Observations on the International Implications of Asset Bubbles

Eric S. Rosengren, President & Chief Executive Officer

November 6, 2010

Revisiting Monetary Policy in a Low Inflation Environment: Remarks at the Federal Reserve Bank of Boston's 55th Economic Conference

Eric S. Rosengren, President & Chief Executive Officer

October 16, 2010

Dividend Policy and Capital Retention: A Systemic "First Response"

Eric S. Rosengren, President & Chief Executive Officer

October 10, 2010

How Should Monetary Policy Respond to a Slow Recovery?

Eric S. Rosengren, President & Chief Executive Officer

September 29, 2010

Remarks at the Federal Reserve Conference on REO and Vacant Property Strategies for Neighborhood Stabilization

Eric S. Rosengren, President & Chief Executive Officer

September 2, 2010

Understanding the Housing Collapse: What is to Blame and What Can Be Done?- Opening Remarks

Eric S. Rosengren, President & Chief Executive Officer

May 5, 2010

Considering the Routes to a Policy Destination

Eric S. Rosengren, President & Chief Executive Officer

May 5, 2010

Asset Bubbles and Systemic Risk

Eric S. Rosengren, President & Chief Executive Officer

March 3, 2010

Prospects for Employment: Evidence from Prior Recoveries - Boston Fed

Eric S. Rosengren, President & Chief Executive Officer

January 8, 2010

2009

Lessons for the Future from the Financial Crisis

Eric S. Rosengren, President & Chief Executive Officer

December 3, 2009

Can We Ensure that Global Banks Do Not Create Global Problems?

Eric S. Rosengren, President & Chief Executive Officer

November 10, 2009

Opening Remarks: Prevention, Containment, and Policy Change – Lessons from History

Eric S. Rosengren, President & Chief Executive Officer

October 21, 2009

Inflation and Monetary Policy in Extraordinary Times

Eric S. Rosengren, President & Chief Executive Officer

October 2, 2009

Preserving Homeownership: Progress Needed to Prevent Foreclosures

Paul S. Willen, Senior Economist and Policy Advisor

July 16, 2009

The Roles and Responsibilities of a Systemic Regulator

Eric S. Rosengren, President & Chief Executive Officer

June 29, 2009

The Impact of Liquidity, Securitization, and Banks on the Real Economy

Eric S. Rosengren, President & Chief Executive Officer

June 5, 2009

Prospects for an Economic Recovery

Eric S. Rosengren, President & Chief Executive Officer

May 21, 2009

Challenges in Resolving Systemically Important Financial Institutions

Eric S. Rosengren, President & Chief Executive Officer

May 5, 2009

The Strategic Use of College Internships

Paul M. Connolly

April 16, 2009

Could a Systemic Regulator Have Seen the Current Crisis?

Eric S. Rosengren, President & Chief Executive Officer

April 15, 2009

Testimony at the Field Hearing of the Committee on Financial Services of the U.S. House of Representatives

Eric S. Rosengren, President & Chief Executive Officer

March 23, 2009

Addressing the Credit Crisis and Restructuring the Financial Regulatory System: Lessons from Japan

Eric S. Rosengren, President & Chief Executive Officer

March 2, 2009

Making Monetary Policy During a Financial Crisis

Eric S. Rosengren, President & Chief Executive Officer

February 27, 2009

Housing and the Economy: Perspectives and Possibilities

Eric S. Rosengren, President & Chief Executive Officer

January 8, 2009

2008

Some Principles to Consider in Future Regulatory Reform

Eric S. Rosengren, President & Chief Executive Officer

December 8, 2008

Observations on Housing, Lending, and Foreclosure Prevention

Eric S. Rosengren, President & Chief Executive Officer

October 16, 2008

The Impact of Financial Institutions and Financial Markets on the Real Economy: Implications of a 'Liquidity Lock'

Eric S. Rosengren, President & Chief Executive Officer

October 9, 2008

Implications of a Credit Crunch

Eric S. Rosengren, President & Chief Executive Officer

September 3, 2008

Opening Remarks: Empirical Questions in Modeling Inflation and Understanding the Implications for Policy

Eric S. Rosengren, President & Chief Executive Officer

June 10, 2008

Current Challenges in Housing and Home Loans: Complicating Factors and the Implications for Policymakers

Eric S. Rosengren, President & Chief Executive Officer

May 30, 2008

Risk-Management Lessons from Recent Financial Turmoil

Eric S. Rosengren, President & Chief Executive Officer

May 14, 2008

Liquidity and Systemic Risk

Eric S. Rosengren, President & Chief Executive Officer

April 18, 2008

Bank Supervision and Central Banking: Understanding Credit During a Time of Financial Turmoil

Eric S. Rosengren, President & Chief Executive Officer

March 27, 2008

Early Lessons from Recent Financial Turmoil

Eric S. Rosengren, President & Chief Executive Officer

March 6, 2008

Discussion: The Mortgage Meltdown – Implications for Credit Availability

Eric S. Rosengren, President & Chief Executive Officer

February 29, 2008

A Historical Perspective on Housing Downturns

Eric S. Rosengren, President & Chief Executive Officer

January 8, 2008

2007

Remarks at the Launch of the Mortgage Relief Fund

Eric S. Rosengren, President & Chief Executive Officer

December 20, 2007

Subprime Mortgage Problems: Research, Opportunities, and Policy Considerations

Eric S. Rosengren, President & Chief Executive Officer

December 3, 2007

Mortgage Lending Discrimination

Lynn E. Browne

October 15, 2007

Recent Developments in Real Estate, Financial Markets, and the Economy

Eric S. Rosengren, President & Chief Executive Officer

October 10, 2007

Change in the National Payments System

Paul M. Connolly

May 21, 2007

Transformation of the Check System: The ACH Example

Paul M. Connolly

April 9, 2007

Economic Outlook Conference

Cathy E. Minehan, President & Chief Executive Officer

January 12, 2007

Connecticut Business and Industry Association's Economic Summit and Outlook

Cathy E. Minehan, President & Chief Executive Officer

January 5, 2007

2006

Three Initiatives In Payments

Paul M. Connolly

October 3, 2006

The Role of Central Banks in Economic and Personal Finance Education

Cathy E. Minehan, President & Chief Executive Officer

September 28, 2006

Remarks to the National Association of Business Economists

Cathy E. Minehan, President & Chief Executive Officer

September 11, 2006

Comments to New England Realtors Conference

Cathy E. Minehan, President & Chief Executive Officer

March 20, 2006

How Should Monetary Policymakers Cope with Uncertainty?

Cathy E. Minehan, President & Chief Executive Officer

January 6, 2006

2005

Crisis Management: Experiences and Lessons Learned

Paul M. Connolly

October 27, 2005

Embracing Change in The Retail Payments System

Paul M. Connolly

April 28, 2005

The U.S. Economy: 2005 and Beyond

Cathy E. Minehan, President & Chief Executive Officer

January 12, 2005

2004

The Bank Turns 90

Paul M. Connolly

November 17, 2004

U.S. Retail Payments: Opportunities and Challenges

Cathy E. Minehan, President & Chief Executive Officer

June 17, 2004

Learning and Leading

Paul M. Connolly

June 1, 2004

Labor Markets: What We Know and What We Don't

Cathy E. Minehan, President & Chief Executive Officer

March 24, 2004

2003

Productivity and the U.S. Economy

Cathy E. Minehan, President & Chief Executive Officer

December 16, 2003

Preparing for Check 21

Paul M. Connolly

October 17, 2003

Housing in the Nation and in New England

Cathy E. Minehan, President & Chief Executive Officer

October 16, 2003

Opening of the New England Economic Adventure

Cathy E. Minehan, President & Chief Executive Officer

October 8, 2003

Greater Dallas Chamber Women's Business Conference

Cathy E. Minehan, President & Chief Executive Officer

September 25, 2003

Associated Industries of Massachusetts & ACG Boston, Technology Economic Outlook Conference

Cathy E. Minehan, President & Chief Executive Officer

March 31, 2003

Technology and the U.S. Retail Payments System: Challenges and Opportunities

Cathy E. Minehan, President & Chief Executive Officer

March 20, 2003

Vermont Economic Outlook Conference

Cathy E. Minehan, President & Chief Executive Officer

January 10, 2003

Connecticut Business and Industry Association's Annual Economic Summit and Outlook

Cathy E. Minehan, President & Chief Executive Officer

January 3, 2003

2002

The Greater Newburyport Chamber of Commerce and The Newburyport Rotary Club Economic Forum Luncheon

Cathy E. Minehan, President & Chief Executive Officer

October 18, 2002

The Changing Retail Payments System

Paul M. Connolly

September 26, 2002

I-495 Technology Corridor Initiative Annual Regional Conference

Cathy E. Minehan, President & Chief Executive Officer

September 9, 2002

Strategic Choices for Service Delivery

Paul M. Connolly

June 11, 2002

U.S. Retail Payments: Change, Challenge and Opportunity

Cathy E. Minehan, President & Chief Executive Officer

May 8, 2002

Annual Meeting of The Boston Industrial Development Financing Authority

Cathy E. Minehan, President & Chief Executive Officer

March 20, 2002

Rhode Island Economic Summit

Cathy E. Minehan, President & Chief Executive Officer

February 11, 2002

Economic Outlook 2002

Cathy E. Minehan, President & Chief Executive Officer

January 11, 2002

2001

September 11 at the Federal Reserve Bank

Paul M. Connolly

September 21, 2001

Boston Municipal Research Bureau Semi-Annual Meeting

Cathy E. Minehan, President & Chief Executive Officer

June 18, 2001

Innovation at Recent Bankers' Forums

Paul M. Connolly

May 4, 2001

Merrimack Valley Chamber of Commerce Annual Meeting

Cathy E. Minehan, President & Chief Executive Officer

April 25, 2001

New England Pension Consultants Annual Meeting Keynote Address

Cathy E. Minehan, President & Chief Executive Officer

April 5, 2001

Fifth Annual Conference of International Treasury Management

Cathy E. Minehan, President & Chief Executive Officer

February 12, 2001

A Perspective on the Current Economic Scene

Cathy E. Minehan, President & Chief Executive Officer

January 10, 2001

2000

Working Women: The Dream and the Challenge

Cathy E. Minehan, President & Chief Executive Officer

December 4, 2000

The Federal Reserve and the U.S. Retail Payments System

Paul M. Connolly

October 1, 2000

Maine Development Foundation Annual Meeting

Cathy E. Minehan, President & Chief Executive Officer

September 12, 2000

Perspectives on the U.S. Financial Services Environment and Investor Activity

Paul M. Connolly

June 14, 2000

Greater Providence Chamber of Commerce Business Expo 2000

Cathy E. Minehan, President & Chief Executive Officer

April 5, 2000

Remarks on Y2K

Paul M. Connolly

March 1, 2000

Connecticut Business and Industry Association Economic Summit and Outlook

Cathy E. Minehan, President & Chief Executive Officer

January 6, 2000

1999

Greater Manchester Chamber of Commerce Economic Forecast Luncheon

Cathy E. Minehan, President & Chief Executive Officer

December 13, 1999

Cambridge Chamber of Commerce Fall Community Business Forum

Cathy E. Minehan, President & Chief Executive Officer

October 27, 1999

South Shore Chamber of Commerce Women's Business Connection, Annual Conference

Cathy E. Minehan, President & Chief Executive Officer

April 28, 1999

Preparing for the New Century - The Y2K Challenge

Cathy E. Minehan, President & Chief Executive Officer

March 17, 1999

Greater Lowell Chamber of Commerce

Cathy E. Minehan, President & Chief Executive Officer

January 21, 1999

National Investment Company Service Association

Paul M. Connolly

January 14, 1999

New England's Economy: The Current Outlook and Challenges Ahead

Cathy E. Minehan, President & Chief Executive Officer

January 8, 1999

1998

The Economic Environment for Innovation Policy

Cathy E. Minehan, President & Chief Executive Officer

December 8, 1998

Center for Women & Enterprise's Venture Center Keynote Luncheon Address

Cathy E. Minehan, President & Chief Executive Officer

November 20, 1998

1998 Annual Economic Conference Opening Remarks

Cathy E. Minehan, President & Chief Executive Officer

June 25, 1998

Making It In The Mainstream Symposium

Cathy E. Minehan, President & Chief Executive Officer

May 21, 1998

Commencement Address at Providence College

Cathy E. Minehan, President & Chief Executive Officer

May 17, 1998

PIC Annual Meeting Remarks

Cathy E. Minehan, President & Chief Executive Officer

May 11, 1998

The Evolving Role of the Federal Reserve in the Payments System

Cathy E. Minehan, President & Chief Executive Officer

March 26, 1998

1997

Perspectives on The U.S. Economy: From Vermont to the World A Symposium

Cathy E. Minehan, President & Chief Executive Officer

March 7, 1997

1996

Treasury Management Association

Paul M. Connolly

November 18, 1996

The Federal EFT Legislation and The U.S. Retail Payments System

Paul M. Connolly

October 9, 1996

The Future Retail Payments System and the Role of the ACH

Paul M. Connolly

April 16, 1996

Improving the National Check Collection System

Paul M. Connolly

February 1, 1996