Fall 2002 Fall 2002

September 1, 2002
  • A Fresh Look at Manufactured Housing
    Manufactured housing park cooperatives are becoming popular in New Hampshire, and for good reason. Cooperative ownership brings numerous benefits to residents who previously owned a home on rented land. Paul Bradley tells how these cooperatives have grown and explains what is yet to be done.
  • Affordable Housing
    New England's Share of a Quiet Crisis
    Seniors have particular needs that make finding appropriate and affordable rental housing difficult. With a surge in senior population expected over the next two decades, the housing situation will likely get worse. George Samuels describes how New England is faring.
  • Research Review
    Taking Stock of the Community Reinvestment Act
    Over the past 25 years, the Community Reinvestment Act has been found to expand access to mortgage credit. But the banking world keeps evolving. Lending gains were strong during the 1990s, yet disparities still exist. This article provides highlights of an important paper that was produced by Harvard University on CRA's silver anniversary.
  • Banking Trends
    Mortgage Scoring and the Myth of Overrides
    While many perceive a dark side to the use of overrides in the mortgage underwriting process, Stanley Longhofer of Wichita State University disagrees. This article concludes the five-part series on credit scoring and fair mortgage lending.
  • First Person
    Refashioning My Career with Community in Mind
    Plans change. Elizabeth Hart was in law school preparing for further career development when she decided to launch an independent nonprofit organization to help women move from welfare to work. She's learned a lot along the way, and she uses that knowledge to support women and their families.