The State of the Nation's Housing 2025 
This year, the US housing market is shrouded in uncertainty, with little indication that record-high levels of unaffordability will ease anytime soon. High home prices and interest rates have pushed sales to their lowest level in 30 years; insurance premiums and property taxes are on the rise; high rents have left record numbers with cost burdens; and devastating wildfires have highlighted the growing dangers of climate disasters. Amid concerns about diminished federal supports, state and local governments are ramping up efforts to tackle the affordable housing crisis, but the increasing likelihood of an economic downturn threatens to deepen these challenges.
The State of the Nation's Housing 2025
Co-hosted by the Federal Reserve Banks of
Atlanta | Boston | Cleveland | Dallas | Minneapolis
New York | Philadelphia | San Francisco
Agenda
Opening Remarks
Chris Herbert, Managing Director, Harvard Joint Center for Housing Studies
The State of the Nation's Housing Report Presentation
Daniel McCue, Senior Research Associate, Harvard Joint Center for Housing Studies
Report Panel Discussion
John Barros, Managing Principal, Civitas Builders
Andrew Brinker, Housing Reporter, The Boston Globe (moderator)
The Hon. Lydia Edwards, Massachusetts State Senator
Chris Herbert, Managing Director, Harvard Joint Center for Housing Studies
Clark Ziegler, Executive Director, Massachusetts Housing Partnership
Break
Remarks
Eric Belsky, Director, Division of Consumer and Community Affairs, Federal Reserve Board of Governors
Federal Reserve Panel Discussion
Prabal Chakrabarti, Executive Vice President & Community Affairs Officer, Federal Reserve Bank of Boston
Jarrod Elwell, Community Development Regional Manager, Federal Reserve Bank of Richmond
Elizabeth Kneebone, Assistant Vice President, Community Engagement and Analysis, Federal Reserve Bank of San Francisco
Samantha Porter, Senior Advisor, Community Engagement, Federal Reserve Bank of Philadelphia
Libby Starling, Senior Community Development Advisor, Community Development and Engagement, Federal Reserve Bank of Minneapolis
Closing Remarks
Chris Herbert, Managing Director, Harvard Joint Center for Housing Studies
Reception
End
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