Regional & Community Outreach
Biography
Catherine Tonsberg is a senior policy analyst in Regional & Community Outreach at the Federal Reserve Bank of Boston, where she conducts applied quantitative and qualitative research on economic opportunity and financial well-being. Her work focuses on consumer finance, including barriers to accessing affordable credit and financial services, and strategies to expand economic mobility for low- and moderate-income (LMI) individuals and communities. She also brings expertise in economic development, labor markets, and the federal and state policy landscape affecting LMI households and communities.
Catherine is the author of peer-reviewed research and contributes reports, policy briefs, and other publications for a wide audience. Her work translates research and data into actionable insights that inform policy and practice. Prior to joining the Bank in 2019, she worked in roles focused on policy research and legislative affairs and worked as a community organizer and labor union organizer. Catherine holds a Master of Public Affairs from Brown University and a Bachelor of Arts in politics, philosophy & economics, with a minor in law & policy from the University of Washington, Tacoma.
Education
Brown University, 2019
MA in Public Affairs
University of Washington - Tacoma, 2016
BA in Politics, Philosophy & Economics
Minor in Law & Policy
Community College of Rhode Island, 2012
AA in General Studies
Publications
“Personal installment loans: Context and patterns among U.S. households,” with Amy Higgins, Sara Chaganti, and Ellie Pasternack. Federal Reserve Bank of Boston Community Development Issue Brief 2026-3 (2026).
“The solution is no secret, we can fix child care,” with Sarah Savage, Marybeth Mattingly, and Jess Carson. Federal Reserve Bank of Boston Community Development Opinion Piece (2021).
“Early Evidence from Massachusetts and Connecticut Suggests Nutritional Assistance Use Is Dramatically Increasing in New England During the Covid-19 Pandemic,” with Erin M. Graves and Marybeth J. Mattingly. Federal Reserve Bank of Boston Community Development Field Note 20-1 (2020).
"The Effects of the Novel Coronavirus Pandemic on Service Workers in New England,” with Sara Chaganti, Erin Michelle Graves, Amy Higgins, Marybeth J. Mattingly, and Sarah Ann Savage. Federal Reserve Bank of Boston Community Development Issue Brief 20-1 (2020).