Payments Innovation

Contributing to a secure, reliable, and accessible U.S. payments system

FedNow® Service selected as a 2025 CIO 100 Award winner

Photo of Brian Clarke asking Amanda Blanco a question during the interview.

Small business survey: Firms report payments challenges

Boston Fed payments analyst shares key findings from Fed survey

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Podcast interview: Why is check fraud surging as check use drops?

Check fraud way up as thieves exploit vulnerabilities to steal from companies, consumers

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What We Do

Digital Money and Payments Research & Development

Supporting the Federal Reserve System’s research and development for the future of money and payments.

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Instant Payments

Instant payments are transforming the way money is transferred, enabling consumers and businesses to access funds in real time.

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Secure Payments Innovation & Research

The Federal Reserve Bank of Boston is leading efforts on behalf of the Federal Reserve System to reduce fraud risk and advance the safety and security of the U.S. payment system.

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Services & Resources

Digital/Mobile Payments Innovation & Applied Research

Payment Strategies contributes to the development of innovative business and technology solutions for mobile and digital payments that are secure, efficient and ubiquitous by leading mobile/digital payment initiatives with the industry.

Inclusive Payments Resource Center

The Inclusive Payments Resource Center is a Boston Fed initiative that encourages payments innovation and amplifies the needs of the public to foster a vibrant economy that works for all.