Papers Using CPRC Data Papers Using CPRC Data

Economic Research

Arango-Arango, Carlos A.; Yassine Bouhdaoui; David Bounie; Martina Eschelbach and Lola Hernandez. "Cash Remains Top-of-Wallet! International Evidence from Payment Diaries." Economic Modelling (2017).

Schuh, Scott. Measuring Consumer Expenditures with Payment Diaries. Economic Inquiry (2017).

Samphantharak, Krislert, Scott Schuh, and Robert M Townsend. (2017). Integrated Household Surveys: An Assessment of US Methods and an Innovation. Forthcoming in Economic Inquiry.

Burdett, K., Dong, M., Sun, L., & Wright, R. (2016). Marriage, Markets, and Money: A Coasian Theory of Household Formation. International Economic Review, 57(2), 337-367. doi:

Trütsch, T. (2016). The impact of mobile payment on payment choice. Financial Markets and Portfolio Management, 30(3), 299-336. doi:10.1007/s11408-016-0272-x.

Lütticke, RC. (2016). Heterogeneity in Household Portfolios and its Implication for Fiscal and Monetary Policy.

Cole, Allison. (2016). Do Consumers Rely More Heavily on Credit Cards While Unemployed?

Hitczenko, Marcin. (2016). The Influence of Gender and Income on the Household Division of Financial Responsibility

Kahn, Charles, José Manuel Liñares-Zegarra, and Joanna Stavins. (2016).  Are There Social Spillovers in Consumers' Security Assessments of Payment Instruments?

Cole, Allison, and Claire Greene. (2016). Financial Inclusion and Consumer Payment Choice.

Zhang, David. (2016).How Do People Pay Rent?

Greene, Claire, and Joanna Stavins. (2016). Did the Target Data Breach Change Consumer Assessments of Payment Card Security?

Stavins, Joanna. (2016). The Effect of Demographics on Payment Behavior: Panel Data with Sample Selection

Huang, P., Kim, Y. S., & Lee, M. (2015). Optimal Allocation of Social Cost for Electronic Payment System: A Ramsey Approach.

Greene, Claire, and Mi Luo. (2015). Consumers' Use of Overdraft Protection.

Connolly, Sean, and Joanna Stavins. (2015). Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics.

Hitczenko, Marcin. (2015). Estimating Population Means in the 2012 Survey of Consumer Payment Choice.

Greene, Claire, and Oz Shy. (2015).How Are U.S. Consumers Using General Purpose Reloadable Prepaid Cards? Are They Being Used as Substitutes for Checking Accounts?

Fulford, Scott, Claire Greene, and William Murdock III. (2015).U.S. Consumer Holdings and Use of $1 Bills

Burdett, Kenneth, Mei Dong, Ling Sun, and Randall Wright. Marriage, Markets and Money: A Coasian Theory of Household Formation. (February 8, 2013, work in progress).

Kaplan, G., & Violante, G. L. (2014). A model of the consumption response to fiscal stimulus payments. Econometrica, 82(4), 1199-1239.

Trütsch, T. (2014). The Impact of Contactless Payment on Spending. International Journal of Economic Sciences, 3(4), 70-98.

Greene, Claire, and Scott Schuh. (2014).U.S. Consumers' Holdings and Use of $100 Bills.

Bagnall, John, David Bounie, Kim P. Huynh, Anneke Kosse, Tobias Schmidt, Scott Schuh, and Helmut Stix. Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data (June 2014).

Briglevics, Tamás, and Scott Schuh. This Is What's in Your Wallet...and Here's How You Use It (June 2014).

Schuh, Scott, and Joanna Stavins. Why Are (Some) Consumers (Finally) Writing Fewer Checks? The Role of Payment Characteristics (November 2009). Journal of Banking and Finance, 34 No. 8.

O’Brien, Shaun. Consumer Preferences and the Use of Cash: Evidence from the Diary of Consumer Payments Choice Federal Reserve Bank of San Francisco Working Paper (June 2014).

Shy, Oz, and Joanna Stavins. Merchant Steering of Consumer Payment Choice: Evidence from a 2012 Diary Survey (May 2014).

Lotz, S., & Zhang, C. (2013). The Coexistence of Money and Credit as Means of Payment.

Shy, Oz. How Many Cards Do You Use? (December 2013).

Briglevics, Tamás and Scott Schuh. U.S. Consumer Demand for Cash in the Era of Low Interest Rates and Electronic Payments (December 2013).

Kahn, Charles M. and Liñares-Zegarra, José Manuel. Identity Theft and Consumer Payment Choice: Does Security Really Matter? (October 17, 2013).

Koulayev, Sergei, Marc Rysman, Scott Schuh, and Joanna Stavins. Explaining Adoption and Use of Payment Instruments by U.S. Consumers (September 2012).

Mann, R. J. (2011). Adopting, using, and discarding paper and electronic payment instruments: Variation by age and race.

Schuh, Scott, and Joanna Stavins. How Consumers Pay: Adoption and Use of Payments (December 2011).

Schuh, Scott, and Joanna Stavins. (2009) Why Are (Some) Consumers (Finally) Writing Fewer Checks? The Role of Payment Characteristics Journal of Banking and Finance, 34 No. 8.

Policy Studies

Schuh, Scott, and Joanna Stavins. (2015). How Do Speed and Security Influence Consumers' Payment Behavior?

Schwartz, Scarlett, and Ann Ramage. From Mail to Mobile – A New Generation in Payments (March 2014). Federal Reserve Bank of Richmond.

Stavins, Joanna. Potential Effects of an Increase in Debit Card Fees (April 2012).

Hayashi, Fumiko, and Joanna Stavins. Effects of Credit Scores on Consumer Payment Choice (February 2012).

Mann, Ronald. Adopting, Using, and Discarding Paper and Electronic Payment Instruments: Variation by Age and Sex (May 2011).

Survey Research Methods

Hitczenko, Marcin. Optimal Recall Period Length in Consumer Payment Surveys (December 2013).

Hitczenko, Marcin. Modeling Anchoring Effects in Sequential Likert Scale Questions (December 2013).

Angrisani, Marco, Arie Kapteyn, and Scott Schuh. Measuring Household Spending and Payment Habits: The Role of “Typical” and “Specific” Time Frames in Survey Questions (June 2012)

Rysman, M. (2010). Consumer payment choice: measurement topics. The Changing Retail Payments Landscape, 61.