From AI and blockchain to real-time payment platforms and decentralized finance solutions, disruptive innovations are reshaping how financial services are delivered, accessed, and experienced. This session offers a unique opportunity to witness first-hand how cutting-edge technologies are challenging traditional models. The discussion will highlight real-world applications, the challenges of implementation, and measurable impacts on the market.

Key questions to be addressed in this session include: How do Fintech innovations enhance customer experiences, improve operational efficiency, and foster greater financial inclusion? What emerging technologies are poised to further disrupt financial services over the next decade? And are firms equipped to incorporate transformative technologies?

Evolving payment technologies are driving faster transactions and new products into the financial services landscape. This session will discuss how emerging payment platforms – such as instant payments, “Buy Now, Pay Later” options, and stablecoins – impact financial institutions and consumers. It will bring together industry experts in emerging payments to discuss the current and future direction of payment innovation.

Questions to be considered in this session include: What new markets are being created, and which industry sectors are impacted? What new risks are being introduced, and how are firms mitigating them? And how do emerging payments influence global markets?

Consumers who lack the means to access online financial services – such as payments, credit, savings, and insurance – cannot fully participate in an increasingly digitized economy. Can technology enhance financial inclusion?

New developments, such as Fintech and “Buy Now, Pay Later” platforms, provide more options for consumers and businesses. But are they accessible to all? What are the implications of new financial technology for privacy and security?

This session will bring together experts researching the impacts of technology on financial inclusion. It will foster a dynamic discussion on how to harness innovation while safeguarding trust, resilience, and fairness in the evolving financial and payments ecosystems.