Payment Studies & Strategies

A window into the U.S. payments system from currency to mobile

Tap to Pay: Will Contactless Cards Pave the Way for NFC Mobile Payments in the U.S.?

Stakeholder perspectives on the reality of issuance, acceptance, and adoption of EMV dual-interface

Woman using her credit card for online payment.

Mobile Payments Industry Workgroup explores aspects of payments innovation

Alternative checkout models, Chinese wallets, FinTechs, and Mobile Network Operators

Photo of pad lock on top of credit cards.

Want less mobile or digital payments fraud? Boston Fed paper says merchants should try tokenization

As e-commerce expands, so does theft, but paper says tokenization can be big security solution

Digital/Mobile Payments Innovation & Applied Research

Payment Strategies contributes to the development of innovative business and technology solutions for mobile and digital payments that are secure, efficient and ubiquitous by leading mobile/digital payment initiatives with the industry.

Learn more

Coins stacked, with graphs and charts overlayed in an artistic fashion.

Secure Payments

The Federal Reserve Bank of Boston is leading efforts on behalf of the Federal Reserve System to reduce fraud risk and advance the safety, security, and resiliency of the U.S. payment system.

Learn more

A photo of a mobile phone in front of a city

FinTech

Boston Fed experts in payments, information technology, and cybersecurity are exploring and studying advancements in FinTech to understand potential impacts to financial payment processes, regulatory oversight and supervision, and cybersecurity.

Learn more

Centers & Groups

A photo of a man on his mobile device and laptop

Mobile Payments Industry Workgroup

A collaborative effort among mobile payments industry stakeholders to inform, discuss and consider potential resolutions for shared issues and the elimination of barriers to commercial adoption of retail mobile and digital payments.

Consumer Payments Research Center

The Consumer Payments Research Center was closed on May 31, 2018. The Federal Reserve Bank of Atlanta’s research department has assumed ownership of the CPRC data program. Click on the heading for details and new URLs.