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Payment Studies & Strategies

A window into the U.S. payments system from currency to mobile

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A look back on FedNow’s progress in 2020—and what’s ahead in 2021

Ken Montgomery on the future instant payments infrastructure, and program milestones

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FraudClassifier℠ model helps organizations better classify fraud involving payments

Model enables the industry to speak same language and strengthen fraud defense

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Boston Fed exploring the tech, benefits, and tradeoffs of a digital dollar

Project looks to keep Fed at forefront of central bank digital currency research

What We Do

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Digital/Mobile Payments Innovation & Applied Research

Payment Strategies contributes to the development of innovative business and technology solutions for mobile and digital payments that are secure, efficient and ubiquitous by leading mobile/digital payment initiatives with the industry.

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Secure Payments

The Federal Reserve Bank of Boston is leading efforts on behalf of the Federal Reserve System to reduce fraud risk and advance the safety, security, and resiliency of the U.S. payment system.

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FinTech

Boston Fed experts in payments, information technology, and cybersecurity are exploring and studying advancements in FinTech to understand potential impacts to financial payment processes, regulatory oversight and supervision, and cybersecurity.

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FedNow Service

The Federal Reserve is developing the FedNow Service to enable financial institutions of every size, and in every community across America, to provide safe and efficient instant payment services in near real-time, around-the-clock, every day.

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Publications & Data

Featured

Adapting to Mobile Wallets: The Consumer Experience

Payment Strategies

Adapting to Mobile Wallets: The Consumer Experience

by Susan M. Pandy, Ph.D. and Marianne Crowe

Featured

What’s New with Regulation in the Mobile Payment and Fintech Space?

Mobile Payments Industry Workgroup

What’s New with Regulation in the Mobile Payment and Fintech Space?

by Susan M. Pandy, Ph.D. and Marianne Crowe

Featured

How Mobile Technology is Driving Innovation and Enhancing Payment Security

Mobile Payments Industry Workgroup

How Mobile Technology is Driving Innovation and Enhancing Payment Security

by Susan M. Pandy, Ph.D. and Marianne Crowe

Featured

Everyday Mobile Payments – Finally A Feasible Reality?

Payment Strategies

Everyday Mobile Payments – Finally A Feasible Reality?

by Elisa Tavilla

Featured

2016 Mobile Banking and Payment Survey of New England Financial Institutions

Mobile Banking & Payment Surveys of Financial Institutions

2016 Mobile Banking and Payment Survey of New England Financial Institutions

by Marianne Crowe, Breffni McGuire, and Elisa Tavilla

Featured

Getting Ahead of the Curve: Assessing Card-Not-Present Fraud in the Mobile Payments Environment

Mobile Payments Industry Workgroup

Getting Ahead of the Curve: Assessing Card-Not-Present Fraud in the Mobile Payments Environment

by Marianne Crowe, Susan M. Pandy, Ph.D., and David Lott

2019 Results From the Mobile Banking and Payments Survey of New England Financial Institutions

Payment Strategies

2019 Results From the Mobile Banking and Payments Survey of New England Financial Institutions

by Marianne Crowe and Breffni McGuire

Mobile / Digital Payment Industry Trends in Distributed Ledger Technology, Cryptocurrency, Mobile P2P Payments, Fraud, and Authentication

Mobile Payments Industry Workgroup

Mobile / Digital Payment Industry Trends in Distributed Ledger Technology, Cryptocurrency, Mobile P2P Payments, Fraud, and Authentication

by Susan M. Pandy, Ph.D. and Marianne Crowe

Financial Institutions across the U.S. Participate in the Mobile Landscape Transformation

Mobile Banking & Payment Surveys of Financial Institutions

Financial Institutions across the U.S. Participate in the Mobile Landscape Transformation

by Marianne Crowe, Breffni McGuire, and Elisa Tavilla

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Events

Featured

Consumer Mobile Payments

Featured

Consumer Mobile Banking

November 9, 2018

Federal Reserve Town Hall: Faster Payments Settlement Assessment Federal Register Notice

October 17, 2018

Fintech Conference

FinTech, Financial Inclusion – and the Potential to Transform Financial Services

January 20, 2016

2016 Emerging Payments Symposium

November 18, 2011

Small Business Lending Forum for Community Banks, Thrifts, and Credit Unions

November 18, 2011

Business Opportunities in Community Development Lending

FedExchange 2011 New Hampshire

FedExchange 2010

People

Leadership

Contributors