Payment Studies & Strategies

A window into the U.S. payments system from currency to mobile

Photo of pad lock on top of credit cards.

Want less mobile or digital payments fraud? Boston Fed paper says merchants should try tokenization

As e-commerce expands, so does theft, but paper says tokenization can be big security solution

A photo of a man on his mobile device and laptop

New proposals aim to modernize U.S. payment system

Boston Fed faster payments ‘town hall’ gathers public input on future of U.S. payments system

Industry Perspectives on the Evolution of EMV Payment Tokenization

Tokenization changes and impacts to the payments industry since 2014

Digital/Mobile Payments Innovation & Applied Research

Payment Strategies contributes to the development of innovative business and technology solutions for mobile and digital payments that are secure, efficient and ubiquitous by leading mobile/digital payment initiatives with the industry.

Learn more

Coins stacked, with graphs and charts overlayed in an artistic fashion.

Secure Payments

The Federal Reserve Bank of Boston is leading efforts on behalf of the Federal Reserve System to reduce fraud risk and advance the safety, security, and resiliency of the U.S. payment system.

Learn more

A photo of a mobile phone in front of a city

FinTech

Boston Fed experts in payments, information technology, and cybersecurity are exploring and studying advancements in FinTech to understand potential impacts to financial payment processes, regulatory oversight and supervision, and cybersecurity.

Learn more

Centers & Groups

Mobile Payments Industry Workgroup

A collaborative effort among mobile payments industry stakeholders to inform, discuss and consider potential resolutions for shared issues and the elimination of barriers to commercial adoption of retail mobile and digital payments.

Consumer Payments Research Center

The Consumer Payments Research Center was closed on May 31, 2018. The Federal Reserve Bank of Atlanta’s research department has assumed ownership of the CPRC data program. Click on the heading for details and new URLs.