Search

Payment Studies & Strategies

A window into the U.S. payments system from currency to mobile

Photos of Margaret and Alexander Hamilton merged into one designed asset.

Boston Fed’s digital dollar research project honors 2 Hamiltons, Alexander and Margaret

“Project Hamilton” a call for boldness, ingenuity in pursuit of U.S.-backed digital currency

Federal Reserve updates FedNow Service launch to 2023

New instant payments platform narrows delivery timeframe

A female system adimistrator sitting at their desk reviewing data.

FraudClassifier℠ model helps organizations better classify fraud involving payments

Model enables the industry to speak same language and strengthen fraud defense

What We Do

A photo of a smart watch

Digital/Mobile Payments Innovation & Applied Research

Payment Strategies contributes to the development of innovative business and technology solutions for mobile and digital payments that are secure, efficient and ubiquitous by leading mobile/digital payment initiatives with the industry.

Learn more

Coins stacked, with graphs and charts overlayed in an artistic fashion.

Secure Payments

The Federal Reserve Bank of Boston is leading efforts on behalf of the Federal Reserve System to reduce fraud risk and advance the safety, security, and resiliency of the U.S. payment system.

Learn more

A photo of a mobile phone in front of a city

FinTech

Boston Fed experts in payments, information technology, and cybersecurity are exploring and studying advancements in FinTech to understand potential impacts to financial payment processes, regulatory oversight and supervision, and cybersecurity.

Learn more

fednow-nov2020-cafe-owner-with-tablet

FedNow Service

The Federal Reserve is developing the FedNow Service to enable financial institutions of every size, and in every community across America, to provide safe and efficient instant payment services in near real-time, around-the-clock, every day.

Learn more

Publications & Data

Featured

Adapting to Mobile Wallets: The Consumer Experience

Payment Strategies

Adapting to Mobile Wallets: The Consumer Experience

by Susan M. Pandy, Ph.D. and Marianne Crowe

Featured

What’s New with Regulation in the Mobile Payment and Fintech Space?

Mobile Payments Industry Workgroup

What’s New with Regulation in the Mobile Payment and Fintech Space?

by Susan M. Pandy, Ph.D. and Marianne Crowe

Featured

How Mobile Technology is Driving Innovation and Enhancing Payment Security

Mobile Payments Industry Workgroup

How Mobile Technology is Driving Innovation and Enhancing Payment Security

by Susan M. Pandy, Ph.D. and Marianne Crowe

Featured

Everyday Mobile Payments – Finally A Feasible Reality?

Payment Strategies

Everyday Mobile Payments – Finally A Feasible Reality?

by Elisa Tavilla

Featured

2016 Mobile Banking and Payment Survey of New England Financial Institutions

Mobile Banking & Payment Surveys of Financial Institutions

2016 Mobile Banking and Payment Survey of New England Financial Institutions

by Marianne Crowe, Breffni McGuire, and Elisa Tavilla

Featured

Getting Ahead of the Curve: Assessing Card-Not-Present Fraud in the Mobile Payments Environment

Mobile Payments Industry Workgroup

Getting Ahead of the Curve: Assessing Card-Not-Present Fraud in the Mobile Payments Environment

by Marianne Crowe, Susan M. Pandy, Ph.D., and David Lott

Modernizing U.S. Financial Services with Open Banking and APIs

Payment Strategies

Modernizing U.S. Financial Services with Open Banking and APIs

by Susan M. Pandy, Ph.D.

Coming Soon to the U.S.: A National Standard for Mobile Financial Services

Payment Strategies

Coming Soon to the U.S.: A National Standard for Mobile Financial Services

by Susan M. Pandy, Ph.D.

2019 Results From the Mobile Banking and Payments Survey of New England Financial Institutions

Payment Strategies

2019 Results From the Mobile Banking and Payments Survey of New England Financial Institutions

by Marianne Crowe and Breffni McGuire

See more publications

Events

Featured

Consumer Mobile Payments

Featured

Consumer Mobile Banking

November 9, 2018

Federal Reserve Town Hall: Faster Payments Settlement Assessment Federal Register Notice

October 17, 2018

Fintech Conference

FinTech, Financial Inclusion – and the Potential to Transform Financial Services

January 20, 2016

2016 Emerging Payments Symposium

November 18, 2011

Small Business Lending Forum for Community Banks, Thrifts, and Credit Unions

November 18, 2011

Business Opportunities in Community Development Lending

FedExchange 2011 New Hampshire

FedExchange 2010

People

Leadership

Contributors