Payment Studies & Strategies | Strategic Focus

Measuring How Consumers Pay Measuring How Consumers Pay

Survey of Consumer Payment Choice

Conducted annually since 2008, the Survey of Consumer Payment Choice reports data on consumers’ adoption and use of 10 payment instruments as well as consumers’ assessment of payment instrument characteristics like cost and security.

Diary of Consumer Payment Choice

Conducted in 2012, 2015, and annually thereafter, the Diary collects detailed data on payment choice in the context of cash and deposit account balances as well as the timing of income receipt and bill payments.

Data for Academics and Other Researchers

Using this data, scholars can model payment choice, assess financial literacy, examine consumer behavior, and increase understanding of the demand for money and payments. Learn about becoming a visiting scholar.