2015 Small Business Credit Survey 2015 Small Business Credit Survey

Federal Reserve policymakers have been interested in understanding the impact of the recession and resulting recovery on small businesses. With limited data available on small business credit conditions, the Federal Reserve Bank of Boston conducted a survey to reach a broad base of business owners and gather information on credit experiences.

The questionnaire was developed in partnership with participating Reserve Banks throughout the Federal Reserve System. The goal of the multiyear survey is to maintain a core set of questions, while being able to add questions focused on emerging issues. The survey uses a convenience sample and runs for approximately 6 to 8 weeks.

The core questions cover the following topics: performance indicators, financing and debt, reasons for seeking financing and sources of advice, applications, credit application outcomes, financing experience of micro firms, financing experience of growth firms, and online sources of financing.

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