Information for Lenders

For general information about the Main Street Lending Program, visit our overview page.

Ready to register? Follow the steps outlined below:

  1. Review the program term sheets and frequently asked questions to determine if your institution is eligible to participate in the Main Street Lending Program.
  2. Prepare for registration by reviewing the instructions hereLender Registration Certifications and Covenants and Lender Wire Instructions can be found at the forms and agreements page. Loan documents related to any loans that are participated to the SPV must reflect the terms of the program and must include the items set out in the loan document checklist contained in Appendix A of the FAQs.
  3. Register your institution using the lender portal. Please note: Your institution’s chief executive officer and chief financial officer are both required to provide information in order to successfully complete your registration.
    For optimal registration experience, please use the most up to date version of the following browsers: Microsoft Edge and Google Chrome™.
  4. Monitor the status of your registration. It is likely that the full process will take several business days.

For general questions, contact

Characteristics of Main Street Loan Types Characteristics of Main Street Loan Types

  New Loan Facility Priority Loan Facility Expanded Loan Facility
Loan Term 5 years
Principal Payments Principal deferred for two years. Years 3-5: 15%, 15%, 70%
Interest Payments Deferred for one year
Interest Rate Adjustable rate of LIBOR (1 or 3 mo.) plus 300 basis points.
Loan Size $250,000
to $35 million
to $50 million
$10 million
to $300 million
Maximum Combined Debt to Adjusted 2019 EBITDA 4 times 6 times 6 times
Lender Participation Rate 5%
Fed Participation Rate 95%
Prepayment Allowed Yes, without penalty
Business Size Limits 15,000 employees or fewer, or 2019 revenues of $5 billion or less
Fees Origination and transaction fees may apply


Lender Portal

Registration for interested lenders

Forms & Agreements

Legal forms and agreements for eligible borrowers and eligible lenders

Frequently Asked Questions (FAQs)

Questions and answers providing more information on the program

Terms & Conditions

Information on eligibility and terms


Sign up to receive Main Street Lending Program updates

* Required