Summer Workshop: Consumer Behavior and Payment Choice Summer Workshop: Consumer Behavior and Payment Choice

This Event Has Ended This Event Has Ended

Friday, July 25, 2008
8:30 a.m. - 4:15 p.m.

Following the previous two conferences, this one-day summer workshop presents research on the consumer side of the payments market. In contrast to the previous conferences, this is an academic-style workshop to provide an informal environment to promote extensive interaction and exchange of ideas.


Friday, July 25, 2008

8:30 a.m. – 9:00 a.m.

Continental breakfast

9:00 a.m. – 9:15 a.m.

Welcoming Remarks

Jeffrey Fuhrer

Federal Reserve Bank of Boston

9:15 a.m. – 10:00 a.m.

Incentives at the Counter: An Empirical Analysis of Surcharging Card Payments and Payment Behaviour in the Netherlands

Wilko Bolt, Nicole Jonker, and Corry Van Renselaar (De Nederlandsche Bank)

Discussant: Fumiko Hayashi (Federal Reserve Bank of Kansas City)

10:00 a.m. – 10:30 a.m.


10:30 a.m. – 11:15 a.m.

Market Structure and the Diffusion of Electronic Banking

Jason Allen (Bank of Canada), Robert Clark (HEC Montreal), and Jean-Francois Houde (University of Wisconsin-Madison)

Discussant: Elizabeth Kiser (Federal Reserve Board)

11:15 a.m. – 12:00 p.m.

A Field Experiment on the Impact of Different Payment Systems on Charitable Giving

Adriaan Soetevent (University of Amsterdam and Tinbergen Institute)

Discussant: Lorenz Goette (Federal Reserve Bank of Boston)

12:00 p.m. – 1:30 p.m.


1:30 p.m. – 2:15 p.m.

Do Consumers Borrow on their Cheapest Credit Card? Evidence from Mexico

Alejandro Ponce (Stanford University), Enrique Seira and Guillermo Zamarripa (SHCP, Mexico)

Discussant: Brigitte Madrian (Harvard University)

2:15 p.m. – 3:00 p.m.

Dynamics of Consumer Adoption Decisions of Financial Innovation: The Case of ATM Cards in Italy

Botao Yang and Andrew Ching (University of Toronto)

Discussant: Marc Rysman (Boston University)

3:00 p.m. – 3:30 p.m.


3:30 p.m. – 4:15 p.m.

Bouncing Out of the Banking System: An Empirical Analysis of Involuntary Bank Account Closures

Dennis Campbell, Asis Martinez Jerez, and Peter Tufano (Harvard Business School)

Discussant: Don Morgan (Federal Reserve Bank of New York)

4:15 p.m.